Why is Mobiloan allocating the surplus as an expense, and removing the NCR disclosure?

#affordability_automation

1. Mobiloan will deduct the loan instalment from the affordability surplus

2. Mobiloan will then consider the minimum bank reserve and the minimum expenses required for the client and determine whether the disclosure is still necessary or not.

To disable the automation option, navigate to `Setup >> Category` and disable the affordability option shown below: